Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.